Construction Loans

One low rate during construction automatically converts into a fixed-rate loan. You have up to 12 months to complete construction and if rates come down during the construction of your home, you can capture the lower rate by taking advantage of our re-lock feature. We offer the convenience of one closing (settlement). The funds are advanced according to a draw schedule that you and your builder agree upon. As your home is built, you pay interest only on the amount that is drawn down.

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